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Personal Credit

"Poupança no Minuto" Consolidated Credit Guide: How to consolidate debts and lower the installment?

Having several credits simultaneously - such as a car loan, credit cards, and a personal loan - is one of the main reasons for financial imbalance in families. When the various installments accumulate, monthly liquidity disappears, and the effort rate reaches unsustainable levels. Discover how Poupança no Minuto can help you manage your finances more effectively: [URL].

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4 min

"Poupança no Minuto" Consolidated Credit Guide: How to consolidate debts and lower the installment?
Articles
Real estate

Buying a house: A complete guide on the process.

Read all steps and concepts about the home buying process.

Read time

2 min

Buying a house: A complete guide on the process.
Articles
Mortgage Credit

Guide to 100% financing for youth.

100% financing for young people has generated great interest among those who want to buy a house without savings. But who can access it and under what conditions?

Read time

4 min

Guide to 100% financing for youth.
Articles
Mortgage Credit

"Poupança no Minuto: Complete guide to financing your home renovation in 2026."

Carrying out home renovations is always a challenge: with budgets skyrocketing, deadlines being delayed, and municipal licenses, the dream of remodeling can quickly turn into a financial nightmare. In 2026, with construction costs still high, knowing how to finance renovations intelligently is essential. Check out Poupança no Minuto for tips.

Read time

7 min

"Poupança no Minuto: Complete guide to financing your home renovation in 2026."
Articles
Mortgage Credit

How does the housing credit transfer work?

Are you dissatisfied with your current home loan? Tried to renegotiate the contract terms without success? Understand how home loan transfer works in this article.

Read time

4 min

How does the housing credit transfer work?

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Renting a house in Portugal: Essential guide for tenants.
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CPCV: mandatory clauses and how to protect the buyer
Real estate

CPCV: mandatory clauses and how to protect the buyer

10 Jul 2026 • 2 min

When and why should you transfer your mortgage credit? Poupança no Minuto has the answer.
Mortgage Credit

When and why should you transfer your mortgage credit? Poupança no Minuto has the answer.

24 Jul 2026 • 4 min

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Digital Euro: what is it? Savings

Digital Euro: what is it?

The European Central Bank is preparing the creation of the Digital Euro in response to the evolution of global...

05 ago 2026 2 min
"Poupança no Minuto: Apps, cashback, and discounts for dining out in 2026" Savings

"Poupança no Minuto: Apps, cashback, and discounts for dining out in 2026"

Do you like to try fine dining restaurants but the bill at the end of the meal ruins the family budget? Discov...

04 ago 2026 3 min
Guia Seguro de Vida Habitação: O que os bancos não explicam Insurance

Guia Seguro de Vida Habitação: O que os bancos não explicam

O seguro de vida do crédito habitação é uma das parcelas mais pesadas da prestação mensal. Descubra as cobertu...

03 ago 2026 3 min
Immigrants guide: I accepted a job in Portugal, now what? Savings

Immigrants guide: I accepted a job in Portugal, now what?

Arriving in Portugal with a job offer in hand is an excellent starting point, but the initial bureaucracy can...

31 jul 2026 2 min
Real estate capital gains in 2026: calculation, exemptions and planning. Poupança no Minuto Mortgage Credit

Real estate capital gains in 2026: calculation, exemptions and planning. Poupança no Minuto

Selling a house usually generates a profit and the Tax Office always claims its share. Understanding what capi...

30 jul 2026 3 min
Guide to requesting a study credit Personal Credit

Guide to requesting a study credit

Tipping and accommodation at universities require a huge effort from families. Find out how student financing...

28 jul 2026 2 min
Saving money at the supermarket in 2026: strategies to combat inflation. Savings

Saving money at the supermarket in 2026: strategies to combat inflation.

Going to the supermarket without planning often results in buying inflated products. Learn daily practical and...

27 jul 2026 3 min
When and why should you transfer your mortgage credit? Poupança no Minuto has the answer. Mortgage Credit

When and why should you transfer your mortgage credit? Poupança no Minuto has the answer.

Are you paying a mortgage and think you could have better conditions at another bank? The good news is that yo...

24 jul 2026 4 min
Defensive investment in 2026: deposits, certificates, and alternatives. Savings

Defensive investment in 2026: deposits, certificates, and alternatives.

In a scenario of unstable interest rates, Portuguese families are looking for safe havens to protect their sav...

24 jul 2026 2 min
Will it be harder to buy a house? Bank of Portugal reduces debt-to-income ratio to 45%. Mortgage Credit

Will it be harder to buy a house? Bank of Portugal reduces debt-to-income ratio to 45%.

The maximum effort rate, technically known as DSTI (Debt Service-to-Income), has been reduced from 50% to 45%....

23 jul 2026 5 min
Tolls in 2026: increases, exemptions, and tricks to save on travel with Poupança no Minuto. Savings

Tolls in 2026: increases, exemptions, and tricks to save on travel with Poupança no Minuto.

The year 2026 brought significant changes for those driving on Portuguese highways. From general price increas...

23 jul 2026 3 min
What are the deadlines for reporting a lease? Real estate

What are the deadlines for reporting a lease?

Terminating a lease contract before the end of the term is possible by complying with certain notice periods t...

23 jul 2026 4 min
Guide to help your child build savings. Savings

Guide to help your child build savings.

Financial literacy is not only taught in schools. Helping children manage their own money and understand the v...

22 jul 2026 2 min
Security fund: build a financial cushion in 2026. Savings

Security fund: build a financial cushion in 2026.

The sudden breakdown of the car, a dental health issue, or an unexpected job loss have something in common: th...

21 jul 2026 2 min
Life insurance for mortgage credit: how to lower the installment amount. Insurance

Life insurance for mortgage credit: how to lower the installment amount.

Many people are unaware that a significant portion of their mortgage payment goes towards life insurance, not...

20 jul 2026 2 min
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