Having several credits simultaneously - such as a car loan, credit cards, and a personal loan - is one of the main reasons for financial imbalance in families. When the various installments accumulate, monthly liquidity disappears, and the effort rate reaches unsustainable levels. Discover how Poupança no Minuto can help you manage your finances more effectively: [URL].
4 min
Read all steps and concepts about the home buying process.
2 min
100% financing for young people has generated great interest among those who want to buy a house without savings. But who can access it and under what conditions?
4 min
Carrying out home renovations is always a challenge: with budgets skyrocketing, deadlines being delayed, and municipal licenses, the dream of remodeling can quickly turn into a financial nightmare. In 2026, with construction costs still high, knowing how to finance renovations intelligently is essential. Check out Poupança no Minuto for tips.
7 min
Are you dissatisfied with your current home loan? Tried to renegotiate the contract terms without success? Understand how home loan transfer works in this article.
4 min
23 Jul 2026 • 4 min
23 Jul 2026 • 3 min
09 Jul 2026 • 3 min
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24 Jul 2026 • 4 min
Want to save on credits and insurance?
Subscribe to our newsletter and never miss any content. Learn how to have a healthier financial life.
The European Central Bank is preparing the creation of the Digital Euro in response to the evolution of global financial technology. Learn w...
05 ago 2026 • 2 min
Do you like to try fine dining restaurants but the bill at the end of the meal ruins the family budget? Discover the best apps, cashback sys...
04 ago 2026 • 3 min
O seguro de vida do crédito habitação é uma das parcelas mais pesadas da prestação mensal. Descubra as coberturas essenciais e como pode pou...
03 ago 2026 • 3 min
Arriving in Portugal with a job offer in hand is an excellent starting point, but the initial bureaucracy can seem daunting. Discover the fi...
31 jul 2026 • 2 min
Selling a house usually generates a profit and the Tax Office always claims its share. Understanding what capi...
3 min
Are you paying a mortgage and think you could have better conditions at another bank? The good news is that yo...
4 min
Tipping and accommodation at universities require a huge effort from families. Find out how student financing...
2 min
Vacations bring more expenses with travel and leisure. Credit card can be very convenient, but turns vacations...
2 min
O seguro de vida do crédito habitação é uma das parcelas mais pesadas da prestação mensal. Descubra as cobertu...
3 min
Many people are unaware that a significant portion of their mortgage payment goes towards life insurance, not...
2 min
Savings
Digital Euro: what is it?
The European Central Bank is preparing the creation of the Digital Euro in response to the evolution of global...
Savings
"Poupança no Minuto: Apps, cashback, and discounts for dining out in 2026"
Do you like to try fine dining restaurants but the bill at the end of the meal ruins the family budget? Discov...
Insurance
Guia Seguro de Vida Habitação: O que os bancos não explicam
O seguro de vida do crédito habitação é uma das parcelas mais pesadas da prestação mensal. Descubra as cobertu...
Savings
Immigrants guide: I accepted a job in Portugal, now what?
Arriving in Portugal with a job offer in hand is an excellent starting point, but the initial bureaucracy can...
Mortgage Credit
Real estate capital gains in 2026: calculation, exemptions and planning. Poupança no Minuto
Selling a house usually generates a profit and the Tax Office always claims its share. Understanding what capi...
Personal Credit
Guide to requesting a study credit
Tipping and accommodation at universities require a huge effort from families. Find out how student financing...
Savings
Saving money at the supermarket in 2026: strategies to combat inflation.
Going to the supermarket without planning often results in buying inflated products. Learn daily practical and...
Mortgage Credit
When and why should you transfer your mortgage credit? Poupança no Minuto has the answer.
Are you paying a mortgage and think you could have better conditions at another bank? The good news is that yo...
Savings
Defensive investment in 2026: deposits, certificates, and alternatives.
In a scenario of unstable interest rates, Portuguese families are looking for safe havens to protect their sav...
Mortgage Credit
Will it be harder to buy a house? Bank of Portugal reduces debt-to-income ratio to 45%.
The maximum effort rate, technically known as DSTI (Debt Service-to-Income), has been reduced from 50% to 45%....
Savings
Tolls in 2026: increases, exemptions, and tricks to save on travel with Poupança no Minuto.
The year 2026 brought significant changes for those driving on Portuguese highways. From general price increas...
Real estate
What are the deadlines for reporting a lease?
Terminating a lease contract before the end of the term is possible by complying with certain notice periods t...
Savings
Guide to help your child build savings.
Financial literacy is not only taught in schools. Helping children manage their own money and understand the v...
Savings
Security fund: build a financial cushion in 2026.
The sudden breakdown of the car, a dental health issue, or an unexpected job loss have something in common: th...
Insurance
Life insurance for mortgage credit: how to lower the installment amount.
Many people are unaware that a significant portion of their mortgage payment goes towards life insurance, not...
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