WhatsApp
Talk to an agent
+351 211 453 334
Monday to Friday, from 9am to 7pm.
WhatsApp
Call an agent
Monday to Friday, from 9am to 7pm.
About us

Pleased to meet you, we are your Poupança no Minuto.

Because saving should be simple.

We are a credit intermediary and insurance broker created to save what matters most: Your time, your money and your peace of mind. With agile and personalised solutions, our mission is to offer clear, fast and tailored financial solutions.

Clientes a viver momentos tranquilos em família, simbolizando o impacto da poupança.
PDA
Google Google Average Rating
Ilustração de gestão de tempo e finanças com apoio claro.

Simplify your finances.

We simplify the complex: from acronyms to rate analyses, so you can focus on what really matters. We understand your moment in life and value your time, because we know every minute counts.

Save with confidence.

Registered with the Bank of Portugal, we ensure operations comply with regulatory standards. We rigorously comply with all legal standards and protect your personal and financial data, so you can make decisions with total confidence.

Selo do Banco de Portugal a validar o Poupança no Minuto como entidade regulada.
Reviews

What our clients say

Google Reviews
5.0
Star Star Star Star Star
Review Avatar

rui ribeiro

29 January 2026

Google logo
Star Star Star Star Star
For personal and financial reasons, I turned to Poupança ao Minuto. My experience was one of complete help at every stage with immense dedication. The humanism shown to me was as if I were family. Whenever something was needed, I was guided precisely in obtaining the documentation. The professionalism of Dr. Joana Cândido is worthy of praise. I recommend Poupança ao Minuto to anyone looking for quick results. With all the affection in my heart, my sincere thanks to Dr. Joana Cândido for every step she took in my process. Rui Ribeiro
Review Avatar

R&R Party

30 June 2026

Google logo
Star Star Star Star Star
We'd like to express our deepest gratitude to the outstanding professional Cátia Baleizão. We highly recommend her! The process was always handled with the utmost professionalism, seeking the best possible conditions for the client! We even had the pleasure of meeting Cátia on the day of the signing. If we need this type of service again, we will certainly speak with Cátia again. Thank you very much and best wishes both personally and professionally ✨
Review Avatar

Tony Santos

29 June 2026

Google logo
Star Star Star Star Star
I am writing to express my sincere praise for Ms. Joana Cândido's prompt response to my request; everything was ready in just 48 hours. Ms. Joana has no idea how much she saved me during this difficult time in my life. With one of my daughters hospitalized and me lacking resources, Ms. Joana was a small light in my darkness. I can never thank her enough for her dedication to my case. Thank you very much, Ms. Joana Cândido.
Review Avatar

henrique gonçalves

25 June 2026

Google logo
Star Star Star Star Star
I want to express my deepest gratitude to the Poupança no Minuto team for the professionalism and availability shown throughout the entire process. Director João Lemos demonstrated extraordinary commitment, always attentive to defending my interests with persistence and always presenting the best possible solution. His financial and banking experience, seriousness, and leadership skills made all the difference. I recommend Poupança no Minuto without any reservation. An excellent service, provided by people who truly understand what it's like to be on the ground.
@lang('Eleitos produto do ano 2025!')
PDA

Elected product of the year 2025!

Fomos eleitos Produto do Ano 2025 - um reconhecimento que nos motiva a fazer a diferença e confirma que estamos no caminho certo: Ao seu lado.

Poupacademy
Digital Euro: what is it? Savings

Digital Euro: what is it?

The European Central Bank is preparing the creation of the Digital Euro in response to the evolution of global...

05 ago 2026 2 min
"Poupança no Minuto: Apps, cashback, and discounts for dining out in 2026" Savings

"Poupança no Minuto: Apps, cashback, and discounts for dining out in 2026"

Do you like to try fine dining restaurants but the bill at the end of the meal ruins the family budget? Discov...

04 ago 2026 3 min
Guia Seguro de Vida Habitação: O que os bancos não explicam Insurance

Guia Seguro de Vida Habitação: O que os bancos não explicam

O seguro de vida do crédito habitação é uma das parcelas mais pesadas da prestação mensal. Descubra as cobertu...

03 ago 2026 3 min
Immigrants guide: I accepted a job in Portugal, now what? Savings

Immigrants guide: I accepted a job in Portugal, now what?

Arriving in Portugal with a job offer in hand is an excellent starting point, but the initial bureaucracy can...

31 jul 2026 2 min
Real estate capital gains in 2026: calculation, exemptions and planning. Poupança no Minuto Mortgage Credit

Real estate capital gains in 2026: calculation, exemptions and planning. Poupança no Minuto

Selling a house usually generates a profit and the Tax Office always claims its share. Understanding what capi...

30 jul 2026 3 min
Guide to requesting a study credit Personal Credit

Guide to requesting a study credit

Tipping and accommodation at universities require a huge effort from families. Find out how student financing...

28 jul 2026 2 min
Saving money at the supermarket in 2026: strategies to combat inflation. Savings

Saving money at the supermarket in 2026: strategies to combat inflation.

Going to the supermarket without planning often results in buying inflated products. Learn daily practical and...

27 jul 2026 3 min
When and why should you transfer your mortgage credit? Poupança no Minuto has the answer. Mortgage Credit

When and why should you transfer your mortgage credit? Poupança no Minuto has the answer.

Are you paying a mortgage and think you could have better conditions at another bank? The good news is that yo...

24 jul 2026 4 min
Defensive investment in 2026: deposits, certificates, and alternatives. Savings

Defensive investment in 2026: deposits, certificates, and alternatives.

In a scenario of unstable interest rates, Portuguese families are looking for safe havens to protect their sav...

24 jul 2026 2 min
Will it be harder to buy a house? Bank of Portugal reduces debt-to-income ratio to 45%. Mortgage Credit

Will it be harder to buy a house? Bank of Portugal reduces debt-to-income ratio to 45%.

The maximum effort rate, technically known as DSTI (Debt Service-to-Income), has been reduced from 50% to 45%....

23 jul 2026 5 min
Tolls in 2026: increases, exemptions, and tricks to save on travel with Poupança no Minuto. Savings

Tolls in 2026: increases, exemptions, and tricks to save on travel with Poupança no Minuto.

The year 2026 brought significant changes for those driving on Portuguese highways. From general price increas...

23 jul 2026 3 min
What are the deadlines for reporting a lease? Real estate

What are the deadlines for reporting a lease?

Terminating a lease contract before the end of the term is possible by complying with certain notice periods t...

23 jul 2026 4 min
Guide to help your child build savings. Savings

Guide to help your child build savings.

Financial literacy is not only taught in schools. Helping children manage their own money and understand the v...

22 jul 2026 2 min
Security fund: build a financial cushion in 2026. Savings

Security fund: build a financial cushion in 2026.

The sudden breakdown of the car, a dental health issue, or an unexpected job loss have something in common: th...

21 jul 2026 2 min
Life insurance for mortgage credit: how to lower the installment amount. Insurance

Life insurance for mortgage credit: how to lower the installment amount.

Many people are unaware that a significant portion of their mortgage payment goes towards life insurance, not...

20 jul 2026 2 min
Contact
Ícone circular de telefone verde, representando contacto direto ou chamada para apoio.

Talk to an agent now

Want to know more? Talk to one of our agents to clarify any doubts and discover the perfect solution for you.

+351 211 453 334
Call to national landline | Monday to Friday, 9am to 7pm.