We are a credit intermediary and insurance broker created to save what matters most: Your time, your money and your peace of mind. With agile and personalised solutions, our mission is to offer clear, fast and tailored financial solutions.
Simplify your finances.
We simplify the complex: from acronyms to rate analyses, so you can focus on what really matters. We understand your moment in life and value your time, because we know every minute counts.
Save with confidence.
Registered with the Bank of Portugal, we ensure operations comply with regulatory standards. We rigorously comply with all legal standards and protect your personal and financial data, so you can make decisions with total confidence.
Fomos eleitos Produto do Ano 2025 - um reconhecimento que nos motiva a fazer a diferença e confirma que estamos no caminho certo: Ao seu lado.
Savings
Digital Euro: what is it?
The European Central Bank is preparing the creation of the Digital Euro in response to the evolution of global...
Savings
"Poupança no Minuto: Apps, cashback, and discounts for dining out in 2026"
Do you like to try fine dining restaurants but the bill at the end of the meal ruins the family budget? Discov...
Insurance
Guia Seguro de Vida Habitação: O que os bancos não explicam
O seguro de vida do crédito habitação é uma das parcelas mais pesadas da prestação mensal. Descubra as cobertu...
Savings
Immigrants guide: I accepted a job in Portugal, now what?
Arriving in Portugal with a job offer in hand is an excellent starting point, but the initial bureaucracy can...
Mortgage Credit
Real estate capital gains in 2026: calculation, exemptions and planning. Poupança no Minuto
Selling a house usually generates a profit and the Tax Office always claims its share. Understanding what capi...
Personal Credit
Guide to requesting a study credit
Tipping and accommodation at universities require a huge effort from families. Find out how student financing...
Savings
Saving money at the supermarket in 2026: strategies to combat inflation.
Going to the supermarket without planning often results in buying inflated products. Learn daily practical and...
Mortgage Credit
When and why should you transfer your mortgage credit? Poupança no Minuto has the answer.
Are you paying a mortgage and think you could have better conditions at another bank? The good news is that yo...
Savings
Defensive investment in 2026: deposits, certificates, and alternatives.
In a scenario of unstable interest rates, Portuguese families are looking for safe havens to protect their sav...
Mortgage Credit
Will it be harder to buy a house? Bank of Portugal reduces debt-to-income ratio to 45%.
The maximum effort rate, technically known as DSTI (Debt Service-to-Income), has been reduced from 50% to 45%....
Savings
Tolls in 2026: increases, exemptions, and tricks to save on travel with Poupança no Minuto.
The year 2026 brought significant changes for those driving on Portuguese highways. From general price increas...
Real estate
What are the deadlines for reporting a lease?
Terminating a lease contract before the end of the term is possible by complying with certain notice periods t...
Savings
Guide to help your child build savings.
Financial literacy is not only taught in schools. Helping children manage their own money and understand the v...
Savings
Security fund: build a financial cushion in 2026.
The sudden breakdown of the car, a dental health issue, or an unexpected job loss have something in common: th...
Insurance
Life insurance for mortgage credit: how to lower the installment amount.
Many people are unaware that a significant portion of their mortgage payment goes towards life insurance, not...
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Want to know more? Talk to one of our agents to clarify any doubts and discover the perfect solution for you.
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