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MTIC
Comissões bancárias a aumentar: Banco de Portugal disponibiliza comparador
Housing Credit Acquisition

Banking commissions increasing: Banco de Portugal provides a comparator.

Bank commissions continue to be increased by banks, following the rise in interest rates. So, find out how to compare values and how to minimize the impact of this cost on housing credit.

13 Apr 20264 min

Maquetes de casas sobre uma mesa, representando o processo de contratação de crédito habitação
Housing Credit Acquisition

Guide with everything you need to know to apply for a mortgage loan.

Acquiring a home is one of the biggest investments in a person's life. For many, this involves resorting to a housing credit. This guide offers a comprehensive overview of the main aspects to consider when contracting a housing credit, from comparing proposals to the final deed.

18 Jun 20254 min

Spread 0% no crédito habitação? Atenção às letras pequeninas
Housing Credit Acquisition

0% credit spread for housing? Watch out for the fine print.

Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposals? Does it pay off compared to other products that need to be contracted?

22 Nov 20234 min

Como comparar propostas de crédito com TAEG e MTIC?
Housing Credit Acquisition

How to compare credit proposals with APR and total cost?

If you are in the process of hiring a loan, you should inform yourself in advance about the terms used, so that you make the best financial decision. Comparing proposals before choosing the right credit conditions is essential. But what is the most realistic way to do it? This is what we will explain in this article.

25 Oct 20235 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Intermédiaire de Crédit inscrit auprès de la Banque de Portugal avec le nº 0006860

Financefy - Mediação de Seguros Lda, inscrite à la ASF avec le nº 423578365


Poupança no Minuto est une marque détenue par Financefy, S.A., intermédiaire de crédit lié, enregistré auprès de la Banque du Portugal sous le n° 0006860. Services autorisés : présentation ou proposition de contrats de crédit aux consommateurs. Assistance aux consommateurs, par la réalisation d'actes préparatoires ou d'autres travaux de gestion précontractuelle relatifs à des contrats de crédit qui n'ont pas été présentés ou proposés par elle. Prêteurs : Bankinter, S.A. - Succursale au Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Succursale au Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Succursale au Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Succursale au Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.