Related to: "When is the best time to take out a home loan?"

5 erros comuns ao procurar casa no verão e como evitá-los
Housing Credit Acquisition

5 erros comuns ao procurar casa no verão e como evitá-los

O verão é uma altura popular para procurar casa, mas também um período propenso a decisões apressadas. Entre férias, calor e pressa em fechar negócio, há erros que podem sair caros. Saiba quais são e como evitá-los.

05 Jun 20253 min

Família multigeracional reunida num churrasco no jardim de uma casa, sorrindo para a câmara, com mesa posta e grelhador ao fundo. Ambiente descontraído e ensolarado de verão.
Housing Credit Acquisition

O verão é o melhor momento para procurar casa?

Verão à vista e casa nova nos planos? Esta pode ser a melhor altura para comprar, com menos concorrência, mais tempo livre e boas oportunidades de negociação.

30 Jun 20255 min

Menos créditos habitação contratados em janeiro? Saiba como contratar
Housing Credit Acquisition

Less housing credits contracted in January? Find out how to contract.

According to data released, fewer housing credits were contracted in January. Are you looking for one to contract? Read the numbers in question and how to contract your home financing, then.

05 Mar 20242 min

Crédito habitação: Vale a pena contratar?
Housing Credit Acquisition

Housing credit: Is it worth hiring?

Is it worth it to take out a home loan? Understand the factors you should consider when weighing the decision.

07 Oct 20243 min

Prestações da casa nos empréstimos com Euribor descem até 130 euros em novembro
Present

Home loan installments with Euribor decrease up to 130 euros in November.

Check the values through these simulations.

08 Nov 20242 min

Habitação: Preços aumentaram 9,8% no terceiro trimestre de 2024
Housing Credit Acquisition

Housing: Prices rose 9.8% in the third quarter of 2024.

Housing prices increased by 9.8% in the third quarter of 2024, according to the INE, up 2.0 percentage points from the previous quarter.

06 Jan 20252 min

Habitação em Portugal: O que esperar de 2025?
Housing Credit Acquisition

Housing in Portugal: What to expect for 2025?

Despite some government initiatives and expectations of an increase in construction, experts warn that by 2025 housing accessibility in Portugal will continue to be a structural problem, marked by high prices and growing inequalities.

10 Jan 20253 min

Ano novo, casa nova: Será a altura certa para investir num crédito habitação?
Housing Credit Acquisition

New year, new house: Is now the right time to invest in a mortgage?

Evaluate the market, plan your finances, and compare bank proposals are the essential steps to start the year with the right housing credit.

31 Jan 20253 min

Crédito habitação: Taxa de juro implícita diminui novamente em janeiro
Housing Credit Acquisition

Mortgage credit: Implicit interest rate decreases again in January.

Reduction in rates reflects in lower monthly installments for newer contracts.

11 Mar 20251 min

Habitação: Portugal é o país da OCDE onde é mais difícil comprar casa
Housing Credit Acquisition

Housing: Portugal is the OECD country where it is most difficult to buy a house.

The housing crisis continues to be a major challenge in Portugal, making it increasingly difficult to buy a house.

13 Mar 20252 min

Quem tem maior poder de compra opta por adquirir moradias ou apartamentos?
House Purchase

Who has greater purchasing power opts to purchase houses or apartments?

In the luxury real estate market, do clients with higher purchasing power acquire more houses or apartments? Find out the conclusion of this study next.

27 Mar 20252 min

Quando é que se recebe o dinheiro do crédito habitação na conta?
Housing Credit Acquisition

When does the money from the mortgage credit get deposited into the account?

In the home buying process through a housing credit, at what moment is the financing amount made available? Find out next.

24 Mar 20253 min

Taxa de juro do crédito habitação desceu para 3,830% em fevereiro
Housing Credit Acquisition

The home loan interest rate dropped to 3.830% in February.

The interest rate on housing loans fell to 3.830% in February, 15.4 basis points lower than in January. However, in more recent contracts signed in the last three months, the rate increased to 3.200%.

25 Mar 20251 min

Prestações da casa podem descer mais de 100€ em abril
Housing Credit Acquisition

Housing payments can decrease by more than 100€ in April.

Mortgage installments will decrease on all Euribor terms in April.

03 Apr 20252 min

Dia da Mãe: Saiba como a sua mãe pode ajudar na compra de casa
Housing Credit Acquisition

Mother's Day: Learn how your mother can help with buying a house.

With Mother's Day approaching, we celebrate not only the emotional side but also the practical support that so many mothers give to their children - even when it comes to buying a house. Find out how to rely on your mother for a housing loan.

02 May 20252 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.