House Purchase
House prices will continue to rise in 2025.
Caixa Geral de Depósitos (CGD) foresees an increase in housing prices in 2025, due to high demand and still insufficient supply in the market.
Related to: "Specialists foresee worsening of housing crisis in 2025."
House Purchase
House prices increased more than 10% in 2024. What is the value per square meter?
Discover the most expensive areas in the country, per square meter.
House Purchase
Preços das casas em Portugal continuam a subir: Lisboa lidera como a cidade mais cara
Comprar casa em Portugal está mais caro. Em junho de 2025, o preço médio por metro quadrado subiu 8% face ao ano anterior, fixando-se nos 2.898 euros/m². Lisboa mantém-se como a cidade mais cara para adquirir habitação, com valores acima dos 5.700 euros/m².
Housing Credit Acquisition
Housing in Portugal: What to expect for 2025?
Despite some government initiatives and expectations of an increase in construction, experts warn that by 2025 housing accessibility in Portugal will continue to be a structural problem, marked by high prices and growing inequalities.
Housing Credit Acquisition
Portugal continues to attract foreigners to buy houses, even without tax incentives.
Even without fiscal incentives, such as the special 'gold' visa regime that used to exist in Portugal, foreigners continue to look for houses to buy in the country and, according to the Association of Real Estate Professionals and Companies of Portugal (APEMIP), it is expected to remain so this year.
House Purchase
Who has greater purchasing power opts to purchase houses or apartments?
In the luxury real estate market, do clients with higher purchasing power acquire more houses or apartments? Find out the conclusion of this study next.
Housing Credit Acquisition
To buy a house in Portugal, one must "save salaries for more than 15 years."
According to analysis, buying a 2-bedroom property in Portugal requires families to save more than 15 years' worth of salaries.
Lease
Buy a house to rent: These are the districts with the highest return.
Castelo Branco and Santarém lead in terms of profitability.
Housing Credit Acquisition
FINE: Learn how to analyze a credit proposal.
When buying a house with a housing credit, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a form called FINE, know its purpose and how to analyze it.
Housing Credit Acquisition
Effort rate: What is this concept and how is it calculated?
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Housing Credit Acquisition
Mortgage loan: What is the difference between APR and APRC?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
Housing Credit Acquisition
Mortgage credit: Fixed, mixed, or variable interest rate?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Housing Credit Acquisition
Housing credit glossary
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Housing Credit Acquisition
Pre-approval of mortgage credit: What comes next?
The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?
Housing Credit Acquisition
How to make an early repayment of my home loan?
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.